Online ACH Payments

Updated: May 25, 2018

Room Choice online ACH payments allow users to add their U.S. checking account as a payment method. Once added this can be used for one-time, monthly, and AutoPay payments. ACH payments are convenient and based on the payment amount may be the most economical payment option. Grab a checkbook and add in the required information.


Adding an ACH Payment Method

Are All Banks Available?


Yes! All U.S. based banks and credit unions.


How Does the Bank Verification Work?


To authorize an ACH bank account, we need to verify ownership (an important step for fraud prevention).


Here's how verification works:

  1. Two deposits of random amounts (each less than $1.00) will be made to the bank account within 2 business days.

  2. The user will return to Room Choice and enter the deposit amounts.

With that the account is active and can be used for any rent payment options.


Note: Credit cards and bank links do not require additional verification.


Is Room Choice Secure?


Data security is of utmost importance to Room Choice. We invest heavily in securing our infrastructure in close partnership with world-class security experts. All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines. Room Choice's infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure and doesn’t share any credentials with Stripe’s primary services.


Is there a fee for accepting ACH Payments?


Yes, this fee shows at checkout and varies based on the tenants selected payment method. Based on the payment amount, ACH Payments may have the lowest convenience fee. Regardless of how the tenant elects to pay the property receives their full amount. If the property is collecting a $500 payment the full $500 amount deposits into the company's operating account. Room Choice collects the convenience fee, keeping accounting clean and simple for the property.


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